Kleiner

Ouch, I'd hate to see the interest you pay in 15-20. Like many others have said, if you can't afford it don't buy it, start with something smaller if you really want a boat that bad. Then upgrade down the road when your financial situation changes.

If you're bringing a portable fish finder you are miles ahead of the game already. When I troll the Algonquin lakes I am usually fishing "blind" and relying on reading shorelines and  watching where the loons consistently like to hang out and dive for baitfish (hint hint). These two things usually provide me with a starting point of where to start trolling. I usually troll a 3way set up with EGB spoons in red/gold color seems to work best. I couldn't tell you what depth because I have no idea lol. I always experiment with different amounts of line let out and different speeds to paddle. But I can tell you, once you've found a good spot, it doesn't seem to matter too much the speed and specific depth, you will nail one on every pass!! And with two people in the boat, double headers all day. I honestly wouldn't waste your time jigging until you have found that golden spot. And even then, if you're nailing one or two on every pass why switch it up?? lol. Which lakes will you be trying??

Learn to Texas rig a senko and you'll have a lot of fun in the weeds

Haha darn auto correct. *puslinch

Tried pus linchpin last year, still dead